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Rent To Own Your Own Home

Call or Text 602-962-7588

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811 W 6th St, Joplin, MO 64801

This is a 3 bed house near downtown Joplin that you can buy with Rent to Own with NO credit needed, and easy to qualify for. This house will need some cleaning and basic maintenance & repairs, but it is move in ready as it is.

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Text David with any Questions – 602-962-7588

Property Details: 

  • Size: 1,360 sf (as per tax records)
  • Lot Size: 2,240 (as per tax records)
  • Built in: 1920 (as per tax records)
  • Beds / Baths: 3 bed 1 bath
  • Occupancy? Occupancy is vacant on a lockbox. Call or text for access.

Condition:

  • Has an attic space finished out
  • Has 2 AC units in home, one for basement and the other for rest of house.
  • HVAC about 12-14 years old.
  • Roof in good shape.
  • Bathroom updated 7 years ago.
  • Needs paint and carpet
  • Mostly hardwood in home, but carpeted areas have hardwood under.
  • 10 year old plumbing.
  • Sold in As-Is Condition- buyer is responsible for their own due diligence
  • DON’T OPEN THE FRIDGE. Old food was left inside
  • Will need a full cleanup of the house.

Price & Terms:    

  • This sale will be a seller financing or a Rent to Own.
  • Purchase Price: $59,900
  • Down Payment:  The more you can offer, the better chance you have of getting the house. The highest down payment gets the house. (most of the time people offer $5k to $12k or more). This down payment does apply towards the purchase price.
  • Monthly Payments: We would like to get $750 per month. The more you can offer, the better chance you have of getting the home.
  • No Credit Needed

Instructions For Viewing The House & How To Buy

How To Buy

Step 1:  Submit the form below to view the property
Step 2: View the home and make sure you love it.
Step 3: Submit a full application
Step 4: Once Approved. Move into your new home in as little as 7 days

Step 1: Submit This Form To View House

Frequently Asked Questions:

How Does The Program Work? We will typically sell you the home on a Rent to Own program. Our buyers love it because this allows them to live in the home while having the time to clean up their credit, and also will allow you to move in much faster than a typical house purchase with a mortgage.

  • You will pay a down payment upon move-in that will go towards the purchase price of the home.
  • You will make monthly rent payments every month. (Every ON-Time rent payment will be reported to a credit agency to help build your credit.)
  • While living in the house, you will have 2 years to work on your credit. Once your credit is cleaned up, you can get a bank mortgage that will also lower your payments. We can connect you with an amazing montage broker to help make this happen.

How Much Down Payment Do I Need? Since we have a lot of people applying for our homes, the larger the down payment you have the more likely you are to be chosen for this home. (This down payment will apply to the purchase price).

How Fast Can I Move In? You can be in the home in as little as 7 days.

Can I Buy The Home With No Down Payment? No. Even if you have really good credit, bank mortgages still require you to put 3% to 5% down. The more you have to pay or trade, the higher your chance of being accepted, and the better your terms.

Do I need to have good credit? No. What the owners are looking for is a family that: has a good stable job history, can afford the monthly payments, and can afford to put money down towards the purchase of the house.  Once you are in the house, you will then have time to work on your credit.

Benefits of Rent To Own

  • Low option consideration (less down payment).
  • Many past credit problems can be corrected or deleted from your report while living in the home.
  • Less up front qualifying restrictions.
  • Purchase price is agreed upon and locked in ahead of time.
  • You are able to live in the house, check out the area and house thoroughly before purchasing the house.
  • Appreciation of property value works in your favor since the purchase price has been agreed upon prior to taking possession of the property. Any build of equity between move in date and purchase date is yours when you exercise your purchase option!
  • Option fee is fully credited to toward the purchase of the home.
  • Part of the rent payment every month may credited toward the purchase price, which can also be used to offset closing costs.
  • You may be able to negotiate work for equity with the seller.
  • Live in the home while your income becomes documentable (self-employed).
  • We work directly with loan officers to assist you in obtaining permanent financing.

ATTENTION: PLEASE READ OUR TERMS

Properties are being sold as-is, and buyer is to pay all closing costs. No representations written or oral are made concerning the properties above. Price based on a cash or hard money offer and is net to seller, 7-10 day close of escrow is required. Buyers to do their own independent due diligence and take any necessary precautions to verify any and all material facts. We make no guarantees concerning property condition, value, characteristics or financial benefits. We may or may not currently own the properties being marketed and may be marketing the equitable interest however great or small in the given properties. If we don’t own the property, we will be assigning over our purchase agreement to an end buyer for an assignment fee. Opinion of value is given as courtesy. Our opinion is just an opinion and seller makes no guarantees or warranties, express or implied, as to the value or condition of the home.

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