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Rent To Own Your Own Home

Call or Text 602-962-7588

2009 N Rogers Ave, Springfield, MO 65803

This is a handyman special that you can buy with NO CREDIT needed and fix it up as you are living in it. This house is worth $115k, and we are selling for $74,900…so you can fix it up and still have LOTS of equity left over. We have allot of the supplies in the house that will save you a ton of money.

Click Here For Pictures

Text David with any Questions – 602-962-7588

Property Details: 

  • Size: 1,761 sf (as per tax records)
  • Lot Size: 9,148 (as per tax records)
  • Built in: 1904 (as per tax records)
  • Beds / Baths: 3 bed 2 bath
  • Occupancy? Occupancy is vacant on a lockbox. Call or text for access.
  • CONDITION: Buyer to be responsible for doing their own inspections & due diligence. Here is what we know about the condition.
    • The hot water heater needs to be installed. We have a new water heater in the box ready for you.
    • The vinyl siding needs replaced. We have new siding in the garage ready for you to install.
    • The house is dirty and will need a full cleaning. Also count on new paint and cleaning or replacing the carpets.
    • We have some supplies in the house ready for you to use: drywall, 2x4’s, siding, screws, new hot water heater, and more.

Price & Terms:    

  • This sale will be a seller financing or a Rent to Own.
  • Purchase Price: $74,900
  • Down Payment:  The more you can offer, the better chance you have of getting the house. The highest down payment gets the house.The least we would accept is $5k, but the highest offer will get the house.
    • This down payment does apply towards the purchase price.
  • Monthly Payments: We would like to get $850 per month. This can be negotiable depending on how much you offer down.
  • No Credit Needed

As you can see below, Zillow shows this house is worth almost $115k. We are selling at a MAJOR discount to accommodate for the repairs the house needs.

Instructions For Viewing The House & How To Buy

How To Buy

 

Step 1:  View the Home and make sure you love it.

 

Step 2: Submit your offer with how much you can pay down and per month.

 

Step 3: Once Approved. Move into your new home in as little as 7 days

 

Frequently Asked Questions:

How Does The Program Work? We will typically sell you the home on a Rent to Own program. Our buyers love it because this allows them to live in the home while having the time to clean up their credit, and also will allow you to move in much faster than a typical house purchase with a mortgage.

  • You will pay a down payment upon move-in that will go towards the purchase price of the home.
  • You will make monthly rent payments every month. (Every ON-Time rent payment will be reported to a credit agency to help build your credit.)
  • While living in the house, you will have 2 years to work on your credit. Once your credit is cleaned up, you can get a bank mortgage that will also lower your payments. We can connect you with an amazing montage broker to help make this happen.

How Much Down Payment Do I Need?  Since we have a lot of people applying for our homes, the larger the down payment you have the more likely you are to be chosen for this home. (This down payment will apply to the purchase price).

How Fast Can I Move In? You can be in the home in as little as 7 days.

Can I Buy The Home With No Down Payment? No. Even if you have really good credit, bank mortgages still require you to put 3% to 5% down. The more you have to pay or trade, the higher your chance of being accepted, and the better your terms.

Do I need to have good credit? No. What the owners are looking for is a family that: has a good stable job history, can afford the monthly payments, and can afford to put money down towards the purchase of the house.  Once you are in the house, you will then have time to work on your credit.

Benefits of Rent To Own

  • Low option consideration (less down payment).
  • Many past credit problems can be corrected or deleted from your report while living in the home.
  • Less up front qualifying restrictions.
  • Purchase price is agreed upon and locked in ahead of time.
  • You are able to live in the house, check out the area and house thoroughly before purchasing the house.
  • Appreciation of property value works in your favor since the purchase price has been agreed upon prior to taking possession of the property. Any build of equity between move in date and purchase date is yours when you exercise your purchase option!
  • Option fee is fully credited to toward the purchase of the home.
  • Part of the rent payment every month may credited toward the purchase price, which can also be used to offset closing costs.
  • You may be able to negotiate work for equity with the seller.
  • Live in the home while your income becomes documentable (self-employed).
  • We work directly with loan officers to assist you in obtaining permanent financing.

ATTENTION: PLEASE READ OUR TERMS

Properties are being sold as-is, and buyer is to pay all closing costs. No representations written or oral are made concerning the properties above. Price based on a cash or hard money offer and is net to seller, 7-10 day close of escrow is required. Buyers to do their own independent due diligence and take any necessary precautions to verify any and all material facts. We make no guarantees concerning property condition, value, characteristics or financial benefits. We may or may not currently own the properties being marketed and may be marketing the equitable interest however great or small in the given properties. If we don’t own the property, we will be assigning over our purchase agreement to an end buyer for an assignment fee. Opinion of value is given as courtesy. Our opinion is just an opinion and seller makes no guarantees or warranties, express or implied, as to the value or condition of the home.

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