Rent To Own Your Own Home – Easy to Qualify, No Credit Needed

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401 Monarch Hwy, Union SC 29379

You can buy this with No Bank Financing, and No Credit Needed. Very cute 3 bedroom house sitting on a large lot across from a beautiful church just 35 minutes from Spartanburg city.

Price & Rent to Own Terms:

This sale will be on a Rent to Own. (See below for FAQ and more details on the Rent to Own Process)
Purchase Price: $49,900
Down Payment: The more you can offer, the better chance you have of getting the house. The highest down payment gets the house. The least we would accept is $5k to $8k, but the highest offer will get the house.
- This down payment does apply towards the purchase price.
Monthly Payments: $795
No Credit Needed. Easy To Qualify. If you have a stable job and you can afford the down payment, you can qualify for this home.

Property Details:

Size: 1,420 sf (as per tax records)
Lot Size: 10,573 (as per tax records)
Built in: na (as per tax records)
Beds / Baths: 3 bed 2 bath
Occupancy? Occupancy is vacant on a lockbox. Call or text for access.
CONDITION: Buyer to be responsible for doing their own inspections & due diligence. Here is what we know about the condition.
- No major repairs needed. but it could use some updating.
- Hardwood and carpet in home.
- Needs a full cleanout
- Has window unit AC’s

Click Here For Pictures & Videos

Text David with any Questions – 602-962-7588

Frequently Asked Questions:

How Does The Program Work? We will typically sell you the home on a Rent to Own program. Our buyers love it because this allows them to live in the home while having the time to clean up their credit, and also will allow you to move in much faster than a typical house purchase with a mortgage. Here’s how it works.

You will pay a down payment upon move-in that will go towards the purchase price of the home.
You will make monthly rent payments every month. (Every ON-Time rent payment will be reported to a credit agency to help build your credit.)
While living in the house, you will have 3 years to work on your credit. Once your credit is cleaned up, you can get a bank mortgage and the deed will then transfer to you. We can connect you with an amazing montage broker to help make this happen.

How Much Down Payment Do I Need? Since we have a lot of people applying for our homes, the larger the down payment you have the more likely you are to be chosen for this home. (This down payment will apply to the purchase price).

How Fast Can I Move In? You can be in the home in as little as 7 days.

Can I Buy The Home With No Down Payment? No. Even if you have really good credit, bank mortgages still require you to put 3% to 5% down. The more you have to pay or trade, the higher your chance of being accepted, and the better your terms.

Do I need to have good credit? No. What the owners are looking for is a family that: has a good stable job history, can afford the monthly payments, and can afford to put money down towards the purchase of the house. Once you are in the house, you will then have time to work on your credit.

Benefits of Rent To Own

Low option consideration (less down payment).
Many past credit problems can be corrected or deleted from your report while living in the home.
Less up front qualifying restrictions.
Purchase price is agreed upon and locked in ahead of time.
You are able to live in the house, check out the area and house thoroughly before purchasing the house.
Appreciation of property value works in your favor since the purchase price has been agreed upon prior to taking possession of the property. Any build of equity between move in date and purchase date is yours when you exercise your purchase option!
Option fee is fully credited to toward the purchase of the home.
Part of the rent payment every month may credited toward the purchase price, which can also be used to offset closing costs.
You may be able to negotiate work for equity with the seller.
Live in the home while your income becomes documentable (self-employed).
We work directly with loan officers to assist you in obtaining permanent financing.

Instructions For Viewing The House & How To Buy

How To Buy

Step 1: View the Home and make sure you love it. Call or Text to get access information: 602-962-7588

Step 2: Submit your offer on the form below.

Step 3: Once Approved. Move into your new home in as little as 7 days

SUBMIT YOUR OFFER ON THE FORM BELOW!

***PLEASE READ –> No credit is needed, but the people we choose for our houses must have the following:

1: The highest down payment offered. (This does apply toward the total purchase price)
2: The highest monthly offered.
3: Reliable and steady monthly income, and you must earn 3 times the amount of the monthly rent payments.

Please answer honestly. Things like Foreclosures, Bankruptcies or criminal records do not disqualify you.

Submit Your Offer Here

First Name

Last Name

Spouse First Name (If Applicable)

Spouse Last Name (If Applicable)

Address Of The House You Want.

Phone

Email Address

What's the MOST you can put down?

What's the MOST you can pay per month?

What's your estimated credit score?

What is your Gross monthly income?

Any Foreclosures or bankruptcies? Explain?

Do You Have A Criminal Record? (Explain w/ Dates)

How Long At Your Job or Business?

How soon can you move in?

Do You Have Pets (How Many & What Breeds?)

After you submit this application, David will be in contact with you in the next 48 hours.

ATTENTION: PLEASE READ OUR TERMS

Properties are being sold as-is, and buyer is to pay all closing costs. No representations written or oral are made concerning the properties above. Price based on a cash or hard money offer and is net to seller, 7-10 day close of escrow is required. Buyers to do their own independent due diligence and take any necessary precautions to verify any and all material facts. We make no guarantees concerning property condition, value, characteristics or financial benefits. We may or may not currently own the properties being marketed and may be marketing the equitable interest however great or small in the given properties. If we don’t own the property, we will be assigning over our purchase agreement to an end buyer for an assignment fee. Opinion of value is given as courtesy. Our opinion is just an opinion and seller makes no guarantees or warranties, express or implied, as to the value or condition of the home.

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