Rent To Own Your Own Home – Easy to Qualify, No Credit Needed

122 Youngblood RD SE, Milledgeville, GA 31061
You can own a beautiful home of your own with No Credit Needed. This is a 3 bedroom 1.5 bath house with lots of room and a huge lot. Located just 35 minutes away from Macon.
Price & Rent to Own Terms:
- This sale will be on a Rent to Own. (Scroll down to get the Rent to Own details of how it works)
- Purchase Price: $54,900
- Down Payment: The more you can offer, the better chance you have of getting the house. The highest down payment offered will get the house.
- This down payment DOES apply towards the purchase price.
- Minimum of $5k down would be accepted
- Monthly Payments: $795 to $900 per month depending on how much you offer down.
- No Credit Needed
Property Details:
- Size: 1,416 sf (as per tax records)
- Lot Size: 21,344 sf lot total
- Built in: 1960 (as per tax records)
- Beds / Baths: 3 beds / 1.5 bath
- Occupancy? Vacant
- Condition Info:
- Property is sold in As-Is Condition, and buyers agree to do their own due-diligence and inspections.
- Needs minor cosmetic.
- Floors need to be restained.
- Windows are the original.
- Central AC 10yrs old.
- Water heater is 5 years ago.
- Roof is 11 years old.
- Backyard is open canvas.
- See pictures for more details.
Frequently Asked Questions:
How Does The Program Work? We will typically sell you the home on a Rent to Own program. Our buyers love it because this allows them to live in the home while having the time to clean up their credit, and also will allow you to move in much faster than a typical house purchase with a mortgage. Here’s how it works.
- You will pay a down payment upon move-in that will go towards the purchase price of the home.
- You will make monthly rent payments every month. (Every ON-Time rent payment will be reported to a credit agency to help build your credit.)
- While living in the house, you will have 3 years to work on your credit. Once your credit is cleaned up, you can get a bank mortgage and the deed will then transfer to you. We can connect you with an amazing montage broker to help make this happen.
How Much Down Payment Do I Need? Since we have a lot of people applying for our homes, the larger the down payment you have the more likely you are to be chosen for this home. (This down payment will apply to the purchase price).
How Fast Can I Move In? You can be in the home in as little as 7 days.
Can I Buy The Home With No Down Payment? No. Even if you have really good credit, bank mortgages still require you to put 3% to 5% down. The more you have to pay or trade, the higher your chance of being accepted, and the better your terms.
Do I need to have good credit? No. What the owners are looking for is a family that: has a good stable job history, can afford the monthly payments, and can afford to put money down towards the purchase of the house. Once you are in the house, you will then have time to work on your credit.
Benefits of Rent To Own
- Low option consideration (less down payment).
- Many past credit problems can be corrected or deleted from your report while living in the home.
- Less up front qualifying restrictions.
- Purchase price is agreed upon and locked in ahead of time.
- You are able to live in the house, check out the area and house thoroughly before purchasing the house.
- Appreciation of property value works in your favor since the purchase price has been agreed upon prior to taking possession of the property. Any build of equity between move in date and purchase date is yours when you exercise your purchase option!
- Option fee is fully credited to toward the purchase of the home.
- Part of the rent payment every month may credited toward the purchase price, which can also be used to offset closing costs.
- You may be able to negotiate work for equity with the seller.
- Live in the home while your income becomes documentable (self-employed).
- We work directly with loan officers to assist you in obtaining permanent financing.
Instructions For Viewing The House & How To Buy
How To Buy
Step 1: View the Home and make sure you love it. Call or Text to get access information: 602-962-7588
1: The highest down payment offered. (This does apply toward the total purchase price) 2: The highest monthly offered. 3: Reliable and steady monthly income, and you must earn 3 times the amount of the monthly rent payments.
Please answer honestly. Things like Foreclosures, Bankruptcies or criminal records do not disqualify you.
Submit Your Offer Here
ATTENTION: PLEASE READ OUR TERMS
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